Three things you should know before you get a loan

1. What is a suitable deal for me?

What are my goals? What loan features are important to me? We work with you to come up with a range of products that best meet your needs.

2. Am I eligible for any subsidies, special offers, packages or discounts?

Am I eligible for the First Home Owners Grant and the First Home Bonus? Are there any hot deals currently on offer? Am I eligible for any Professional Packages? How do I avoid paying Lenders Mortgage Insurance? I own some bank shares, am I eligible for a Shareholder Discount? We structure the loan to minimize your costs and suit your needs.

3. Can I talk to someone who has 'been there, done that'?

We were first home buyers once ourselves. Since then we have bought investment property, commercial property, refinanced loans and made use of special offers & discounts to get good deals for ourselves ... so why not call and give us the opportunity to get a good deal for you.

You guys must charge an arm and a leg

Go to a lawyer or financial planner and you could pay thousands in professional fees, but we are paid sales commission by the banks much the same as Insurance Brokers are paid sales commission by Insurance companies. This is good for you as 'no deal' means 'no fee', and when you do get a loan through us it's the bank that has to worry about our fees not you! Of course, government and lender fees and charges may apply.

Where do I go from here?

Have a think about what it is you want to do, and then skim through the different loan types and options to get a rough idea of what you may need. Then call us to arrange a no obligation appointment. If we can't help you we'll tell you so upfront so we don't waste your time or ours, and if we believe someone else can assist you better than we'll gladly refer you to them.